Bank Transaction Attributes

Leverage our next-gen bank attributes engine to host your decision and risk models or utilize our pre-configured Bank Transaction Attributes in your own systems.

• BT Attributes ready for policy and affordability checks (200+ attributes)
• Open banking provider agnostic, allows fallback to other providers for 100% coverage
• Provides revenue & income validation, cash flow metrics & key bank transaction performance measures
• Custom attributes upon request

Attribute Category	Number of Attributes	Details
Balance	21	Average All Time Balance Current Balance Avg Balance Last 30, 60, 90 Days Avg Balance Currrent Month - 0,1,2,3 or 4 Months Current Balance of Account with Highest/Lowest Balance Daily Balance Std Ever, Last 30, 60, 90 Days Current Balance is Below Low, Medium, High, Severe Threshold Days Spanned by the Data as Seen in the Balances
Incoming Dollars	21	Average Dollar Amount of Incoming Transactions per day in Current Month - 0, 1, 2, 3 Months Total Dollar Amount in Incoming Transactions Ever, Last 90 days Dollar Amount of KML Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMO Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMP Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months
Outgoing Dollars	24	Average Dollar Amount of Outgoing Transactions per day in Current Month - 0, 1, 2, 3 Months Total Dollar Amount in Outgoing Transactions Ever, Last 90 days Dollar Amount of KML Outgoing Transactions Ever, Current Month - 0, 1, 2, 3, 4, 5, 6 Months Dollar Amount of KMO Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMP Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months
Incoming Transactions	22	Total Number of Incoming Transactions Ever, Last 30, 60,90 days Number of KML Incoming Transactions Ever, Current Month - 0, 1, 2, 3, 4, 5, 6 Months Number of KMO Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMP Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months
Outgoing Transactions	26	Total Number of Outgoing Transactions Ever, Last 30, 60,90 days Number of KML Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMO Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMP Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of Repeating Outgoing Transactions Above $0/$10/$100 in the Last 90 Days Total Amount of Repeating (word and amount) Outgoing Transactions
Transaction Statistics	18	Average Number of Transactions Per Day in Current Month - 0, 1, 2, 3 Months Total Number of Transactions Ever, Last 30, 60,90 Days Std Number of Transactions Per Month in the Last 90 Days Std Number of Transactions Per Week in the Last Year Std Number of Transactions Per Week in the Last 30, 60, 90 Days Number of Unique Incoming KML in the Last 30, 60, 90, 120 Days Date of the Most Recent KMI Transaction Date of the Most Recent RMI Transaction Number of KMI Transactions Ever Number of RMI Transactions Ever
Income	37	Income in the Last 30, 60, 90, 120 Days Defined as the Total Sum of Cash In Excluding Internal Transfers Income Defined as the Total Sum of Cash In Excluding Internal Transfers Ever, Current Month - 0, 1, 2, 3, 4 Months KMB Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply KMB Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply KMI Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply KMI Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply RMI Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply RMI Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply
Overdrafts	30	Average Consecutive Number of Days in Overdraft Average Amount in Overdraft Over the Last 30, 60, 90 Days Max Number of Consecutive Days in Regular, Medium, Severe Overdraft Max Amount in Overdraft Over the Last 30, 60, 90 Days Number of Days Since Most Recent Regular, Medium, Severe Overdraft Date of the Most Recent Regular, Medium, Severe Overdraft Total Number of End of Day Regular, Medium, Severe Overdrafts Ever, Last 30, 90 Days Total Number of End of Day Overdrafts Last 60 Days Total Sum in Overdraft Over the Last 30, 60, 90 Days Total Number of Accounts With Overdrafts Over 500 in the Last 90 Days
Miscellaneous	5	Days Spanned by the Data as Seen in Transactions Number of Accounts Total Dollar Amount in Transactions Ever, Last 90 Days Dollar Amount of Incoming and Outgoing Transactions Per Unique KML Transactions Ever

Attribute Category
Balance Attributes: 21 Show Details Average All Time Balance Current Balance Avg Balance Last 30, 60, 90 Days Avg Balance Currrent Month - 0,1,2,3 or 4 Months Current Balance of Account with Highest/Lowest Balance Daily Balance Std Ever, Last 30, 60, 90 Days Current Balance is Below Low, Medium, High, Severe Threshold Days Spanned by the Data as Seen in the Balances
Incoming Dollars Attributes: 21 Show Details Average Dollar Amount of Incoming Transactions per day in Current Month - 0, 1, 2, 3 Months Total Dollar Amount in Incoming Transactions Ever, Last 90 days Dollar Amount of KML Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMO Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMP Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months
Outgoing Dollars Attributes: 24 Show Details Average Dollar Amount of Outgoing Transactions per day in Current Month - 0, 1, 2, 3 Months Total Dollar Amount in Outgoing Transactions Ever, Last 90 days Dollar Amount of KML Outgoing Transactions Ever, Current Month - 0, 1, 2, 3, 4, 5, 6 Months Dollar Amount of KMO Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Dollar Amount of KMP Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months
Incoming Transactions Attributes: 22 Show Details Total Number of Incoming Transactions Ever, Last 30, 60,90 days Number of KML Incoming Transactions Ever, Current Month - 0, 1, 2, 3, 4, 5, 6 Months Number of KMO Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMP Incoming Transactions Ever, Current Month - 0, 1, 2, 3 Months
Outgoing Transactions Attributes: 26 Show Details Total Number of Outgoing Transactions Ever, Last 30, 60,90 days Number of KML Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMO Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of KMP Outgoing Transactions Ever, Current Month - 0, 1, 2, 3 Months Number of Repeating Outgoing Transactions Above $0/$10/$100 in the Last 90 Days Total Amount of Repeating (word and amount) Outgoing Transactions
Transaction Statistics Attributes: 18 Show Details Average Number of Transactions Per Day in Current Month - 0, 1, 2, 3 Months Total Number of Transactions Ever, Last 30, 60,90 Days Std Number of Transactions Per Month in the Last 90 Days Std Number of Transactions Per Week in the Last Year Std Number of Transactions Per Week in the Last 30, 60, 90 Days Number of Unique Incoming KML in the Last 30, 60, 90, 120 Days Date of the Most Recent KMI Transaction Date of the Most Recent RMI Transaction Number of KMI Transactions Ever Number of RMI Transactions Ever
Income Attributes: 37 Show Details Income in the Last 30, 60, 90, 120 Days Defined as the Total Sum of Cash In Excluding Internal Transfers Income Defined as the Total Sum of Cash In Excluding Internal Transfers Ever, Current Month - 0, 1, 2, 3, 4 Months KMB Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply KMB Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply KMI Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply KMI Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply RMI Income in the Last 30, 60, 90, 120 Days, Standard Exclusions Apply RMI Income in the Current Month - 0, 1, 2, 3, 4, Standard Exclusions Apply
Overdrafts Attributes: 30 Show Details Average Consecutive Number of Days in Overdraft Average Amount in Overdraft Over the Last 30, 60, 90 Days Max Number of Consecutive Days in Regular, Medium, Severe Overdraft Max Amount in Overdraft Over the Last 30, 60, 90 Days Number of Days Since Most Recent Regular, Medium, Severe Overdraft Date of the Most Recent Regular, Medium, Severe Overdraft Total Number of End of Day Regular, Medium, Severe Overdrafts Ever, Last 30, 90 Days Total Number of End of Day Overdrafts Last 60 Days Total Sum in Overdraft Over the Last 30, 60, 90 Days Total Number of Accounts With Overdrafts Over 500 in the Last 90 Days
Miscellaneous Attributes: 5 Show Details Days Spanned by the Data as Seen in Transactions Number of Accounts Total Dollar Amount in Transactions Ever, Last 90 Days Dollar Amount of Incoming and Outgoing Transactions Per Unique KML Transactions Ever

Download our Bank Transaction Attributes Data Dictionary (CSV)